Millions of people are experiencing debt problems  throughout the nation, some of them leading to having  to file bankruptcy. With the struggling economy, rising  mortgage interest rates and job loss, many individuals  are having trouble maintaining their minimum monthly  credit card or  loan payments. At times, divorce can  also be the leading cause driving an individual to  struggle financially.

According to CNN Money, the average American in 2008 carried a balance of over $8,000 in credit card debt. This average figure is up from $3,000 on average per household from 1990.

This ongoing increase in consumer debt is leading to financial challenges for both individuals and families around the country.

If you are having financial difficulty and have been unable to keep up with your current debt payments, it is time to search for solutions.

Complete the contact us form and ask to obtain a copy of our free book explaining the bankruptcy process. Kealy Law provides information and guidance with all bankruptcy laws.