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According to a recent Bloomberg Business article, total student loan debts balances now have topped $1.2 trillion. The average federal student debt is $29,000. As a result, there are eight million borrowers who now are in default on all types of student loans. Student loan debt has reached epic proportions and has surpassed credit card… Read More »

Many individuals who have a bankruptcy discharge in their relatively recent past may think that buying a house is simply not an option. While you will not be able to buy a house when you are in the midst of bankruptcy proceedings, you can start taking certain steps to move toward a house purchase right… Read More »

The good news is that every state, including the state of Colorado, has bankruptcy exemptions established by law that allow bankruptcy filers to keep many of their belongings and assets. Federal law also establishes some exemptions that bankruptcy filers can utilize under some circumstances. If you are a resident of Colorado and plan to file… Read More »

A recent article in the Connecticut Law Tribune discussed the benefits of entering into voluntary mediation early on in the divorce process. According to the article’s author, a former judge, early mediation can result is less tension and a lower cost for all parties involved. While going to mediation late in the divorce process can… Read More »

My Car is Going to be Repossessed: Can Filing for Bankruptcy Help Me? While filing for bankruptcy can be a solution in some situations involving the repossession of a vehicle, it may only be a temporary fix in other situations. Whether bankruptcy can help you depends largely on your overall financial situation and your ability… Read More »

How to File for Bankruptcy in Colorado There are several different types of bankruptcy that may be available to you, depending on your circumstances. The most common types of bankruptcy for individuals are those filed under Chapters 7 and 13 of the U.S. Bankruptcy Code. However, there are some circumstances in which individuals can file… Read More »

Growing up, people worry about their grades in school and how they will impact their futures. As adults, those same concerns carry over to our credit scores. This all-important metric impacts everything from your ability to explore new opportunities to the lifestyle you and your family lead. That is why, if you are considering filing… Read More »